STUDENT FINANCIAL SUPPORT

Small-scale student microcredit pilot. By invitation only.


Avance Crédit was created as a private pilot initiative to help students access small, short-term loans responsibly. Funded entirely by the founders, our focus is on building confidence, responsibility, and financial assurance.

BUILT ON

Grounded in trust, responsibility, and community support.

Built On

HOW IT WORKS

Designed to be simple and transparent.

Students are invited through trusted school contacts. Loans are small and short-term, and every repayment recycles directly into the fund for the next student. Over time, those who repay responsibly may qualify for slightly larger support, reflecting the real-world link between integrity and growth.

Two university students studying together with a laptop and books

INVITATION & ACCESS


Students are invited through school staff or student leaders. Loans ($50–$200) cover short-term needs like books, transport, or groceries. Participation is private and referral-only.

REPAYMENT & GROWTH


Repayments are made within 1–3 months, on terms agreed together. Every repayment immediately supports the next student, creating a cycle of responsibility and support.

Students reviewing repayment plan and invoice details together – Avance Crédit pilot program

ABOUT US

Helping students build financial equity through real experience.

Creating outside living spaces with everything emphasised in the detail

Avance Crédit was created as a personal initiative by its founders, who saw how even small amounts of money can change a student’s path. Funded entirely from personal contributions, it is designed to give students practical support while turning borrowing into a learning experience. Looking ahead, the vision is to expand into scholarships and interest-free loans, always guided by fairness, education, and trust.

Clarity, Responsibility, and growth in practice

Education First

Every loan is a learning tool, not just financial aid. Students gain clarity by practicing repayment in a safe setting.

Transparency

Simple bilingual agreements and receipts ensure fairness. Students always know the terms from the start.

Community Growth

Each repayment directly supports the next student. The fund grows stronger with every cycle.

SAFEGUARDS

Clear rules ensure fairness and credibility for every student.


Avance Crédit is a private pilot, and keeping it reliable is essential. That’s why every loan follows simple safeguards designed to protect students and preserve the strength of the fund.

Not a Public Service – Participation is private and by invitation only.

Clear Agreements – Bilingual agreements and receipts for every loan.
Responsible Repayment – Short terms (1–3 months), aligned with income cycles.
Small & Progressive – Loan amounts start small and may grow with repayment history.
Hardship Options – Students can request a pause or new plan if challenges arise.
Future Vision – As the fund grows, we hope to expand into larger support, such as equipment or laptops. Always interest-free and paired with longer repayment plans.
Students with teacher showing thumbs up in class — symbolizing fairness, trust, and safeguards at Avance Crédit

WHY THIS WORKS

A simple model designed for safety and learning.

Private & Small-Scale

A focused pilot, not a bank.

Educational Framing

Learning responsibility, not chasing profit.

Invitation Only

Limited participation through trusted referrals.

No Investors

Independent and authentic, supported only by the founders.

INVITATION ONLY

Not a public service

Avance Crédit is a private pilot project, open only by referral through trusted school staff or student leaders. Participation is limited and not advertised to the public. If you’ve been invited, please speak with your school contact or reach us directly for more information.

FREQUENTLY ASKED QUESTIONS

Clear answers to common questions.

FREQUENTLY ASKED QUESTIONS

Clear answers to common questions.

Q1. Does Avance Crédit report to the credit bureau?

A1: No. This is a private pilot project. Repayments are not reported; the goal is learning responsible borrowing in a safe setting.

Q2.How much can I borrow?

A2: Loans are small, usually between $50 and $200. Students who repay on time may access slightly larger support in the future.

Q3: Who can access the program?

A3: Participation is by invitation only, through school staff or student leaders. It is not a public service.

Q4: How long do I have to repay?

A4: Most loans are repaid within 1–3 months. Exact dates are agreed together at the start.

Q5: What happens if I can’t repay on time?

A5: You can request a pause or new schedule before the due date. No late fees apply, but future eligibility may be paused until repayment is complete.

CONTACT

General Information

General questions and program details

Repayments & Administration

Repayments, agreements, and administration

Student Support

Student help and guidance

*Private pilot program. By invitation only.